Archive for December 2011
Climate change is very evident nowadays. Though climate has been present for a long time already, its bad effects have been seriously felt by the world in the past decade. Tsunamis, earthquakes, hurricanes, volcanic eruptions and other natural disasters that struck the world in the last 10 years were linked by scientists and experts to climate change.
One of those experts is Jon Mckee Queen. Being a climate change specialist, Jon Queen (Bing search) carefully studies the connection of this phenomenon to the disasters felt in the past years. Aside from being a climate change expert, Queen is also knowledgeable in the fields of law, finance, corporate strategy, project development and policy consultancy.
Jon Mckee Queen studied for a year (1993 to 1994) about Mechanical Engineering and Biology in the University of Maryland College Park before transferring to Cornell University to take up Bachelor of Arts in Economics. He finished his degree in 1997. After achieving his degree in Economics, he worked as a Registered Representative in John Hancock Financial Services, a leading Canadian-based financial services group. John Hancock is a unit of Manulife Financial Corporation.
Queen worked for a year in John Hancock before he decided to get a degree in law. In 2002, Jon Queen (Bing search) attained his Juris Doctorate from the University of Pennsylvania Law School. He majored in general corporate law, environmental law, real estate law and tax law. While studying law, he wrote for the Journal of International Economic Law. Simultaneous with his law studies, Queen received a Certificate of Study in Business and Public Policy from the University of Pennsylvania – The Wharton School.
At present, Queen works as the managing director of Jaspen Capital Partners. This boutique investment banking firm provides a full range of professional investment banking services in Capital Markets, Corporate Finance, Sales & Trading, and Asset Management. Jaspen Capital Partners is based in Ukraine.
Aside from working in Jaspen Capital Partners, Jon Mckee Queen is currently handling projects under Kyoto Protocol’s International Emissions Trading Mechanism (Article 17). Kyoto Protocol was made by the United Nations Framework Convention on Climate Change to fight global warming in the world. Other projects taken care of Jon Queen (Bing search) are the Joint Implementation Mechanism, Clean Development Mechanism and the World Wildlife Fund’s Gold Standard and Voluntary Carbon Standard.
The world should be thankful that Jon Queen is around studying possible solutions for the global warming. Without him and other experts, the world would be in a much bigger trouble regarding climate change.
Every new entrepreneur dreams to take his business to huge heights with good cash loans score but most of them fail to realize their goals. Lack of capital is a very important reason along with poor plans and marketing. But if the marketing ways are good enough, then it would be really unfair if their business fails only because of low funds. For this, many grants are available so as to boost their business.
It is necessary to realize which type of finance is most required and the extent to which funding is important. Then one can approach government grants, banks, big investors etc. for the capital.
Importance of business plans-
The business plan can be said as the key to small business grants. The plans give a clear idea of your goals and vision and the also the path and speed you intend to uptake to reach the target. The potential in your business is shown in your business plan and it is the plan itself, which increases the confidence of the grant distributors in you.
Presentation of the business plan-
The next important step is the presentation. Any small business grant distributor will be interested in how the money is planned to be used by you in the most efficient and economic manner, how much profit is expected with the input. Bank loaners will want to find how you intend to repay. So presentation and explanation of all these can improve the chances of grant sanction. Small business Grants are also available by rich investors. But they look out for your confidence your own business So it is important to invest one’s own personal money into the business for these investors to sanction the funding.
Eligibility for small business grants sanction-
o The location of the enterprise is one big reason for sanction of small business grants. The government wants decentralization of industries in order to avoid migration toward cities. So the small business grants are extended to those, preferably, who own a business in rural areas. Also, since it helps to raise the standard of living of the rural people, the government grant sanctioners are less rigid.
o Small business grants are readily extended to small business industries to help them grow, only if they have a potential.
o Small business grants bodies have their own objectives and give grants to those satisfying them in the best possible manner.
Reasons for failure of sanction-
If the grant bodies do not see potential in the business or if the field of research is nowhere connected to their objectives or if the business plan seems to be unreal, grant is not sanctioned to such small businesses.
It is said that help comes only if you look for it in the right place and only if you deserve one. And this is equally true for a grant to be sanctioned. State governments, trustee bodies etc. groups sanction grants from time to time to those who really need them. The only necessity is to prove one’s own potential to them. Sometimes these grants turn small aspirants into powerful, ruling businessmen.
Small businesses are constantly faced with problems before they can claim success. Small business need cash today more than ever before. However, the difference between a well run business and one that is not is how they tackle their problems. They can often be faced with financial problems. Since business has its good and challenging months you may be swamped with bills when the tough months come. There are wages, rent etc to be paid and you don’t know where to get the money. It is therefore advisable to always have an emergency account that can cushion you through the tough months.
Incompetent employees are yet another problem faced by small businesses. In comparison to larger companies, small businesses have a high employee turnover. It is always a real challenge for the business owners to get reliable and trustworthy employees. You may have employees who lie to customers about specific products or services for their own selfish gain. Unfortunately it is you who will end up “looking bad.”
Customers can also be a source of problems for the small business. This is because sometimes you could have an in house problem like the office machinery lets you down and you cannot give your customer the service they require. Many customers get easily irritated and may think you cannot effectively run your business. They may even ask for their money back.
You can also be faced with problems if your suppliers do not deliver on time or as agreed on. This can be really frustrating and nerve racking especially if it is an order that is being waited for. Your family can also be a part of the problem especially if they are not willing to understand why you work so hard or late. They may begin to feel that they are secondary in your life. It is even difficult to go on vacation because you are constantly “on call”. You should be ready to make sacrifices if you want to succeed in your business.